Terms of Use

Effective Date: 01/01/2026

Welcome to Wealth Routes Academy ("Company," "we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our website, digital products, courses, coaching services, and related content (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Services.

1. Eligibility

You must be at least 18 years old to access or use our Services. By using the Services, you represent and warrant that you are legally able to enter into a binding agreement.

2. Educational & Informational Purpose Only

All content provided by Wealth Routes Academy is for educational and informational purposes only.

We do not provide:

• Financial advice

• Legal advice

• Tax advice

• Investment advice

Any decisions you make based on the information provided are your sole responsibility. You should consult with a licensed professional before making financial, legal, or business decisions.

3. No Income or Results Guarantee

We do not guarantee any specific results, income, earnings, credit approvals, business success, or financial outcomes.

Examples, testimonials, and income figures (if any) are illustrative only and should not be considered typical or guaranteed. Your results depend on many factors, including your effort, background, skills, and market conditions.

4. Digital Products, Courses & Coaching

Digital Products & Courses

• All digital product and course sales are final unless otherwise stated.

• Due to the digital nature of the content, no refunds are provided once access is granted.

Coaching Services

• Coaching sessions are for guidance, mindset support, and general strategy.

• Coaching does not replace therapy, counseling, financial advising, or professional services.

• Missed sessions without proper notice may be forfeited.

Specific refund, rescheduling, or cancellation policies may be outlined on the checkout or booking page and are incorporated into these Terms.

5. User Responsibilities

You agree to:

• Use the Services for lawful purposes only

• Provide accurate information when purchasing or registering

• Not share, resell, or distribute any paid content

• Not attempt to copy, reproduce, or exploit any content without permission

6. Intellectual Property

All content on Wealth Routes Academy—including videos, ebooks, courses, worksheets, branding, logos, text, graphics, and downloads—is the exclusive property of Wealth Routes Academy and protected by copyright and intellectual property laws.

You are granted a limited, non-transferable, non-exclusive license to access content for personal use only.

Unauthorized reproduction, distribution, or resale is strictly prohibited.

7. Account Access & Termination

We reserve the right to:

• Suspend or terminate access without notice if these Terms are violated

• Restrict access to protect our content, community, or business

8. Disclaimer of Warranties

The Services are provided on an "as-is" and "as-available" basis.

We make no warranties, express or implied, regarding:

• Accuracy of content

• Availability of Services

• Results or outcomes

Your use of the Services is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Wealth Routes Academy shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use or inability to use the Services

• Decisions made based on our content

• Loss of income, profits, data, or opportunities

10. Indemnification

You agree to indemnify and hold harmless Wealth Routes Academy from any claims, losses, damages, liabilities, or expenses arising out of your use of the Services or violation of these Terms.

11. Third-Party Links

Our Services may include links to third-party websites or tools. We are not responsible for the content, policies, or practices of any third-party services.

12. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Updates will be effective immediately upon posting. Continued use of the Services constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States and the State of [Insert State], without regard to conflict of law principles.

14. Contact Information

If you have questions about these Terms, please contact us at:

Email:[email protected]